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  • Story Listed as: Fiction For Adults
  • Theme: Drama / Human Interest
  • Subject: Action
  • Published: 02/12/2015

Insurance

By Pempho samuel singo
Born 15, M, from Lilongwe, Malawi
View Author Profile

INSURANCE

“Sir we have the name of our hero….. it’s  Philip german’’. That was a
call from a junior police officer  to his sergeant. When my name was
mentioned it chilled my spine. I was afraid of being locked up but
thank god they knew nothing about it…… Not yet.

The name is Philip , Philip german a marketing officer at snowman
group of companies. Let me take you back in time so that you may
follow what really went down. Days ago my girlfriend carol called me
telling me that she had a problem which needed solution  real quick .
“it’s not me phil but my mother she has cervical cancer and it’s
starting to spread and she needs to be operated fast enough for her
life to be saved’’ she said. Having heard that I had to  look for
money since it was not yet the end of the month. I tried obtaining a
loan from my work place but it failed because the company had some
financial constraints. I then called my father for help but he only
offered to give me $500 when my problem lacked a six figure amount to
be sorted out in my local currency.

After trying luck from family and friends I later came to a solution
which was somehow evil but in that scenario it was the only solution.
I had to fake my own death since I was insured by one of the best
insurance companies in the country. I later called carol and she
agreed to the plan reluctantly but she had no other idea but to comply
to what I had offered her. And the other good thing was that she was
the beneficiary. A plan was drawn and I sorted help from a taxi driver
who was an ex truck driver who had witnessed a lot of accidents during
his past career and a lab technician was to extract my blood and fake
my death report. the blood was supposed to be spilled at the
accident’s scene.

I also contacted a friend who was outside the country south Africa to
precise . I told him to find me a place and a job for me as I was to
escape the country after the plan was executed.

The next thing I did was meeting my girlfriend and said goodbye and
the meeting took place at a nearby hotel from her university. Later I
emailed my boss telling him I was ill and needed some to recover. I
took my car and met up with the driver later that night and faked an
accident. And this is what happened: I drove at a very high speed and
hit the joe’s car deliberately and we spilled my blood and pushed my
car down a cliff after it got smashed. We later then left the scene
and I was dropped at the bus company where I bought a ticket from.

After boarding the bus it left upon reaching the boarder it was
delayed because the police wanted to search every one there since they
received a terrorist was on board. I thought that was my end that I
would be caught together with the other bad guys. We told to get out
of the bus with our luggage in hand since we were told the terrorist
planned a chemical attack. Just because my judgement was impared I
rushed to the luggage cabin and reached for a bag I thought was mine
just because it had the same brand with my bag.

I took the leather bag which seemed pretty heavy and stood amidst my
fellow passengers waiting to be searched. And out of nowhere a middle
aged man snatched  the bag and started for the nearby bush. I followed
the theif there and had hand to hand combat. He had shown no sign of
giving up that I was forced to use extra force which was a stone . I
hit him on the forehead and he fell down there. When I went for the
bag police reached there and instead of arresting me they took him. We
were then taken to a nearby police unit for questioning, I was needed
there for a statement. Even though I was congratulated for my heroic
act I was not happy in any way since my mission to escape the country
had failed . and all i did was pray that my fraud involving insurance
was not known.     The end
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